Top Features of BDO Pay You Should Be Using

BDO account holders, it’s time to make your banking experience faster and easier. With BDO Pay, you can pay bills, send money, and scan to pay—all without leaving your seat.

Designed to make everyday payments smoother and more secure, BDO Pay brings your BDO bank account to your fingertips. Whether you’re sending money, paying bills, or shopping online, this app does it all. If you haven’t explored it yet, here are the top BDO Pay features that you should start using today.

1. Send Money Instantly

BDO Pay allows you to send money to any BDO account or other banks and e-wallets (via InstaPay), anytime, anywhere. No need to line up at branches or ATMs—just a few taps on your phone and your transfer is complete.

2. Scan to Pay via QR Code

One of the most convenient features of BDO Pay is its ability to scan QR codes for payments. Whether you're at a café, sari-sari store, or paying a delivery rider, simply scan their QR code and confirm the payment—no cash or card required.

Why it matters: It minimizes physical contact and speeds up your transactions—perfect for quick payments on the go.

3. Pay Bills Online (Without Logging In to BDO Online Banking)

Say goodbye to forgotten due dates. With BDO Pay, you can pay bills to over 100+ billers including utilities, telecom, credit cards, and government agencies—all from your phone.

4. Link Your BDO Accounts and Cards

When you log in to BDO Pay, your existing BDO bank accounts and credit cards are automatically linked. This means your payments and transfers are directly debited in real-time, unlike some e-wallets that require separate top-ups.

5. Split Bills with Friends

Tired of manually computing who owes what after a meal or group expense? Use the Split Bill feature of BDO Pay to automatically divide the amount and request payments from your contacts.

6. Secure and Easy Login

Your account’s security is top priority. BDO Pay supports Face ID, fingerprint authentication, and OTP (one-time PINs), ensuring that only you can access and use your funds.

7. Track Your Spending

One underrated feature of BDO Pay is its transaction history and notifications. Every time you spend, you'll receive real-time alerts and can review your spending inside the app—great for keeping tabs on your budget.

Whether you're new to digital wallets or a long-time BDO client, BDO Pay is worth exploring. It’s user-friendly, secure, and packed with features that simplify your financial life.

From instant fund transfers to QR code payments, BDO Pay is more than just a digital wallet—it's your reliable everyday banking partner.





🔍 Frequently Asked Questions (FAQ)

Q: Is BDO Pay free to use?
Yes, downloading and using BDO Pay is free, but standard transfer fees like InstaPay may apply for certain transactions.

Q: Can I use BDO Pay without a BDO account?
No, you need a BDO Online Banking account to register for BDO Pay.

Q: Where can I download BDO Pay?
BDO Pay is available on both Google Play Store and Apple App Store.






Ready to Try BDO Pay?

If you haven’t downloaded the app yet, now’s the time. Make the most of your BDO account with BDO Pay and enjoy smarter, faster, and safer banking—anytime, anywhere.










About BDO

BDO Unibank, Inc. (BDO) is a full-service universal bank which provides a wide range of corporate and retail services such as loan and deposit products, treasury, trust banking, investment banking, private banking, rural banking and microfinance, cash management, leasing and finance, remittance, life insurance, property & casualty insurance brokerage, cash cards, credit cards, and online and non-online stock brokerage services. BDO has the country’s largest distribution network, with over 1,800 consolidated operating branches and more than 5,800 teller machines nationwide. It also has 15 international offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America and the Middle East. The Bank also offers digital banking solutions to make banking easier, faster, and more secure for its clients. BDO ranked as the largest bank in terms of total assets, loans, deposits and trust funds under management based on published statements of condition as of March 31, 2025. For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance. For more information, please visit www.bdo.com.ph.

BDO is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph). The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.